equipment sale lease-back, equipment lease back, leaseback equipment, equipment refinancing, working capital, loans, business loan, working capital loan, working capital loans, equipment refinancing, equipment refinance, equipment lease back, equipment leaseback, equipment sale lease back, leasing, equipment equity financing, equipment equity loan, equipment sale and lease back, borrow against equipment, refinance commercial equipment, heavy equipment refinance, equipment leasing brokers, leaseback of equipment, business working capital, business finance, commercial real estate, hard money bridge loan,
Collateral-Asset-Loans Equipment-Real
Estate- A
Available Nationwide, in the contiguous USA. (Since 1992)
Option "C" Overview of our Tangible Asset Loan Program Loans:$100,000 to $20 million.
YES.... Our Investors are funding Construction, Grading, and Related Industries.
Requires borrower to submit a full financial package, including the last 3 years Tax Returns.
Tangible
Assets Loans Structured as an Equipment
Loans made on Tangible Assets, NOT Credit.....What is important to us is Collateral: not Credit Scores, not the
Time you have Owned your business, not Debt Ratios, not the Use of Funds.... use the funds for Business, or for
Personal reason Transactions can be structured as equipment sale lease backs on equipment owned and secure
the transaction with real estate, or buy equipment the borrower/lessee wants that no one else, no other lender will
approve. Asset loan/leases can be secured by a variety of collateral: equipment, real estate, accounts receivable,
and/or inventory.
* Approval of your Loan is NOT contingent on:
* Owners personal Credit Scores
* The time you have Owned your Business
* Debt Ratios
* Use the Funds use the funds for Business, or for Personal reasons
* What is important to investors is Tangible Collateral
* Transactions are structured from $100,000 to $500,000 However,
these deals must be secured with additional real estate assets.
* Transactions structured from $500,000 to $20,000,000 may be secured
by an assortment of collateral: equipment, real estate, accounts receivable, and inventory.
For quick processing and faster approval, print out the following forms, complete,
sign, and fax back to our Internet: 1-415-946-3307.
________________________________________________________________
BUSINESS CREDIT APPLICATION (PRINT OUT ALL FORMS) "Print" Information on Forms
Legal Business Name:
Business Address:
(City, State, Zip)
Business Phone:
Fax:
Cell#:
Is the Equipment Located at the above business address? Yes: ____
No: ____
If not Where?_______________________
What Type of Business are you in? __________________
Gross Annual Revenue: $
_____________________ Monthly
Avg. A/R Balance: $___________________________
Are you factoring Accounts Receivable?
Yes ___ No___ What is Your FICO Credit Score? ________
Do you have an Open TAX Lien(s)?
Yes ___ No___ Past
Bankruptcy? Yes____ No ___ Year____
Business Structure: Proprietorship
_____ Partnership_____ Corp._____ LLC:
_____ Other_____
Applicants E-Mail: (PRINT)
______________________________________________________________
Fed Tax ID#__________________________
# of Emp. ______
Years you owned this business? ________
How would rate your personal credit? Check one:
Excellent, ____Good, ____Fair, ____Poor,
Applicant /
Ownership Information (list all owners owning 20% or more)
___________________________________________________________________________
___________________________________________________________________________
Name
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Title
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Soc.
Sec.#
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Home
Address/Tel |
% owned |
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Business Bank References
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Bank Name |
Account #s |
Contact Name |
Direct
Telephone not 800# |
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Trade References – Companies you buy goods &
services from:
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Account Name 1. |
Account #s |
Contact Name |
Telephone |
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2. |
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3. |
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VENDOR
NAME/Equipment Quotation:
AUTHORIZATION TO OBTAIN CREDIT INFORMATION: Applicant warrants all credit and financial
information submitted to the lending entity
and/or assigns to be true and accurate and hereby authorizes Financial Services
and/or assigns, and all banking, lending, financial services, institutions,
income
tax reporting agencies and credit reporting agencies to release necessary
information via telephone, mail, Internet or facsimile as requested for purposes
of
making a credit decision The undersigned individuals authorizes
Financial Services and/or assigns, or any lending entity to obtain
personal credit bureau
reports and/or personal and business income tax transcripts for the making,
extension, or renewal of this credit decision or collection of the resulting
account.
A fax or photocopy of this authorization shall be valid as the original. The
Federal Equal Credit Opportunity Act prohibits creditors from discriminating
against applicants on the basis of race, color, religion, national origin, sex,
marital status or age (provided the applicant has the capacity to enter into the
binding contract); because all or part of the applicants income derives from any
public assistance program; or because the applicant has in good faith exercised
any right under the Consumer Credit Protection Act. If for any reason your
application for business credit is denied, you have the right to a written
statement
of the specific reasons for the denial. Please write the lender or sender within
30 days of the denial. They will send you a written statement of reasons for the
denial of credit within 30 days of receiving your request.
Signature: _____________________________Print Name:
______________________________Date: ________
____________________________________________________________________________________________
___________________________________________________________________________________________________
PERSONAL STATEMENT OF FINANCIAL CONDITION AS OF: ,
2010 Page 1 of 2
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NAME:_______________________________________
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NAME:
____________________________________________ |
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ADDRESS:
___________________________________
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ADDRESS:_________________________________________ |
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CITY,
STATE, ZIP
______________________________ |
CITY,
STATE, ZIP_____________________________________ |
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SS# ___________________________________ |
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ASSETS
IN DOLLARS |
LIABILITIES
IN DOLLARS |
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Cash
in bank |
$
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Notes
payable to banks – secured |
$ |
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IRA
or other retirement accounts |
$ |
Notes
payable to banks – unsecured |
$ |
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U.S. Govt.
Marketable Securities– see Schedule A |
$ |
Due to
brokers |
$ |
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Non-Marketable
Securities – see Schedule B |
$ |
Amounts
payable to others – secured |
$
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Securities
held by broker in margin accounts |
$ |
Amounts
payable to others - unsecured |
$ |
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Restricted
or control stocks |
$ |
Accounts
and bills due |
$ |
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Partial
interest in Real Estate – see Schedule C |
$ |
Real
Estate Mortgages payable – see Schedule D |
$ |
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Real
Estate Owned – see Schedule D |
$ |
Unpaid
income tax |
$ |
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Loans
Receivable |
$ |
Other
unpaid taxes and interest |
$ |
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Automobiles
and other personal property |
$
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Other
debts |
$ |
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Cash
value – life insurance – see Schedule E |
$ |
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Value
of Practice |
$
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Other
assets include jewelry, furniture, etc. |
$
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TOTAL
LIABILITIES |
$
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NET
WORTH |
$
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TOTAL
ASSETS |
$
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TOTAL
LIABILITIES AND NET WORTH |
$
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SOURCES OF INCOME |
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PERSONAL
INFORMATION |
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Salary,
bonuses & commissions |
$ |
Business
of Occupation? |
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Dividends |
$ |
Are you a
partner or officer in any other venture?
If so describe: |
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Real
estate income |
$ |
Are any
assets pledged other than as described on schedules? If so described: |
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Other
income (alimony, child support, or separate maintenance – optional) |
$ |
Are there
any unsatisfied judgments against you? |
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TOTAL |
$
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Are your
taxes current? |
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CONTINGENT
LIABILITIES |
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Do you
have a will? |
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Do you
have any contingent liabilities? If
so describe |
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Personal
bank accounts carried at: |
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As
endorser, co-maker or guarantor? |
$
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Have
you ever been declared bankrupt? |
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On
leases of contracts? |
$
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Unsettled
claims |
$
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Marital
Status (married, divorced, single) |
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Other
special debt |
$
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Number
of dependants |
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Spouses
name |
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SCHEDULE A – U.S. GOVERNMENTS & MARKETABLE SECURITIES
Page 2of 2
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NUMBER OF SHARES OF FACE
VALUE (BONDS) |
DESCRIPTION |
IN NAME OF |
ARE THESE PLEDGED? |
SOURCE OF VALUE |
MARKET VALUE |
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NUMBER OF SHARES |
DESCRIPTION |
IN NAME OF |
ARE THESE PLEDGED? |
SOURCE OF VALUE |
MARKET VALUE |
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ADDRESS & TYPE OF
PROPERTY |
TITLE IN NAME OF |
% OF OWNERSHIP |
DATE ACQUIRED |
COST |
MARKET VALUE |
MORTGAGE MATURITY |
BALANCE |
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ADDRESS & TYPE OF
PROPERTY |
TITLE IN NAME OF |
DATE ACQUIRED |
COST |
MARKET VALUE |
MORTGAGE MATURITY |
MORTGAGE BALANCE |
MO PAYMENT |
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NAME OF INSURANCE COMPANY |
OWNER OF POLICY |
BENEFICIARY |
FACE COST |
POLICY VALUE |
CASH SURRENDER VALUE |
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NAME & ADDRESS OF LENDER |
CREDIT THE NAME OF |
SECURED OR UNSECURED |
ORIGINAL DATE |
ORIGINAL BALANCE |
CURRENT BALANCE |
MONTHLY PAYMENT |
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To
whom it may concern: FOR THE PURPOSE OF PROCURING CREDIT OF ANY OTHER FINANCIAL ACCOMMODATION
FROM YOU FROM TIME TO TIME, DIRECT OR CONTINGENT, THE UNDERSIGNED REPRESENTS
THAT
THE FOLLOWING IS A TRUE
STATEMENT OF THE FINANCIAL CONDITION OF THE UNDERSIGNED AND ALL FACTS HEREIN SET
FORTH, AND FOR SUCH PURPOSE AGREES THAT YOU MAY AT ANY TIME HEREAFTER ASSUME
THAT THE CONDITIONS AND AFFAIRS OF THE UNDERSIGNED HAVE CONTINUED TO BE
SUBSTANTIALLY AS GOOD AS HEREIN SET FORTH AND THAT THERE HAS BEEN NO CHANGE
MATERIALLY IMPAIRING THE ABILITY OF
THE UNDERSIGNED TO PAY ALL CLAIMS AND DEMANDS AGAINST THE UNDERSIGNED,
UNLESS YOU SHALL HAVE BEEN NOTIFIED IN WRITING TO THE CONTRARY BY THE
UNDERSIGNED, AND FOR SUCH PURPOSE THE
UNDERSIGNED FURTHER AGREES TO NOTIFY YOU IMMEDIATELY IN WRITING OF ANY
SUBSTANTIAL CHANGE IN THE CONDITION OR AFFAIRS OF THE UNDERSIGNED.
______________________________________
___________________________________________
______________________________
Signature
Print Name
Date
____________________________________________________________________________________________________________________________
Equipment
Collateral List
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Year |
Make |
Model |
**
Equipment Description |
Serial # / Vin# |
Purchase
Price |
Auction
Value |
Balance
Owed |
Monthly
Payment |
Lender |
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Comments:________________________________________________________________________________
__________________________________________________________________________________________
**
Equipment Description – In most cases a general description like Dozer,
Backhoe, or Excavator is fine.
For Trucks indicate: type, # of rear axles.
Example: “Tandem Axle Tractor”, Tri Axle Dump Truck”.
For Trailers indicate: type, dimensions/tonnage/capacity,
# of axles. Example:
“24’ Tandem Axle End Dump”,“50 ton Tri Axle Lowboy”
For more specialized machinery / equipment, please list it on this Equipment
List and attach a detailed description as
needed. If you need
additional forms for your equipment list, PRINT OUT this form, or use MSN
“EXCELL” FORMAT Equipment List: List ALL equipment
(Free and Clear, and Encumbered equipment including New Purchases) on attached
Facilities Equipment List Value of
Assets:
What would you estimate is the TOTAL Value of ALL the equipment listed on the
Equipment List?
Estimated Total
Equipment Value: $_____________________
____________________________________________________________________________________
Other Assets Collateral List
Real Estate:
(Print
out this form if you own more that one property or if you have a Portfolio)
List each
property separately with a description and the following information:
Description,
_______________________________________________________________________
Year purchased and
price,____________________________________________________________
Net income if
applicable,_____________________________________________________________
Annual loan payment and balance of
mortgage/contract,____________________________________
List terms of
mortgage/contract,________________________________________________________
Estimate of current market
price,$______________________________________________________
Estimate of current market
equity,$_____________________________________________________
Comments:________________________________________________________________________
Estimated Total Net RE Equity Value: $_________________
Accounts Receivable:
Compile a recent AR Aging Report
Comments:
_______________________________________________________________________
Estimated AR Total: $_________________
Inventory:
Compile a recent Inventory Summary List
Estimated Inventory Total:
$________________
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Estimated Total Value of:
equipment, real estate, account receivables, and inventory Assets.
Estimated Total Assets Value: $______________________
BORROWER’S DESIRED LOAN AMOUNT:
$_________________________
Signature Applicant’s
Name: ____________________ Print: _______________________Title: _______
Company Name: ______________________________
Date:____________________
----------------------------------------------------------------------------------------------------------------------
To Apply for Approval:
Complete the credit application and sign, complete the personal
financial statement and sign, complete
the equipment list, complete other assets collateral list and sign above
attesting to the information you provided is to the best of your
knowledge, and send any other papers or attachments, by e-mail to: allbexfinancial@sbcglobal.net
OR fax to our Internet fax:
415-946-3307 Attn: Managing Partner.
_____________________________________________________________________________________________________________
Equipment
Collateral / Asset Loan Provides Working
Capital
Inquiry FORM The application and information will be e-mailed
to you within a few hours of our receipt
* Applicant name:
* Name of company:
* E-Mail:
* Business phone:
* Business fax:
Cell number:
* What type of financing are you interested in: Option C, or other
Loan request amount, (approximately)
Estimated of your equipment / other assets, current market value:
Comments / Questions:
PRIVACY STATEMENTS: Allbex Financial does not rent or sell the personal or company information that you provide. To better protect your privacy we provide this notice. To make it easy to find, we make it available on our homepage and at every point where information may be requested. Allbex does not share this information with outside parties except to the extent necessary to complete your request for more information about financial products you may be interested in. DISCLAIMERS /DISCLOSURE: Allbex Financial does not offer or give advice on any business or personal tax, or legal questions, or issues. Allbex does not engage in business consultancy. If an applicant has questions on any tax or financial matters, the applicant is strongly encouraged to consult with their\ CPA, or tax attorney. Allbex Financial reserves the right to modify or delete any financial product offering at anytime without notice. Nothing herein or in the information above shall be construed as advice. Allbex Financial only accepts applications from businesses, and does not accept any inquires or applications from any consumer individuals. Should an applicant have other questions or concerns about privacy, disclaimers, or disclosures policies, please contact us at: allbexfinancial@sbcglobal.net or fax at: 415-946-3307. Past performance does not guarantee future results. Thank You! The application and information will be e-mailed to you within a few hours of our receipt.
Broker/Consultants/Affiliates:
If you are interested in representing our Funding
Programs, send
us a request for the Broker / Affiliate Registration Form.
Send Inquiry to: allbexfinancial@sbcglobal.net
Attn: New Business Manager,
Or use one
of the Inquiry
forms above to request a Registration Form,
include your full Contact information, and your website
address.
Equipment
Lease Back Funding (Since 1992)
Newport Beach, CA 92663
Fax: 415-946-3307 (Internet Fax)
E-mail:
allbexfinancial@sbcglobal.net
(C) Copyright 1992 - 20
1(C) Copyright 1992 - 20
11 All Rights Reservedequipment lease back, equipment sale leaseback, equipment lease back, leaseback equipment, equipment refinancing, working capital, loans, business loan, working capital loan, working capital loans, equipment refinancing, equipment refinance, equipment leaseback, equipment leaseback, equipment sale lease back, leasing, equipment equity financing, equipment equity loan, equipment sale and lease back, borrow against equipment, refinance commercial equipment, heavy equipment refinance, equipment leasing brokers, leaseback of equipment, business working capital, business finance, commercial real estate, hard money bridge loan,