FINANCING PRODUCTS
                           Business Working Capital
        Get $10,000  to $350,000 Funding in 3-4 *days 
                  (Higher amounts, from $100,000 to $5 million are available in our 
                              Option "B" Program, following this Option "A" Section)

            We are specialists in Equipment Refinancing

                    Borrow against your owned business equipment. 
                                       Put your equity to work                                                      

  If you are interested in our  Line of Credit   programs. Please scroll down. 

       Option "A" is one of our most popular programs.

         Equipment Refinancing / Sale Leaseback Asset Re-Sale Lease 

·         Not perfect credit? a minimum 635 FICO Credit Score is OK
No documentation
No up-front fees
No appraisal cost or fees
No application fees
No commitment fees
No business or personal tax returns or financials (in most cases)
No interruption in use of your equipment, it stays put
No conditions for use of  the money, use it for any purpose
You are paid cash for your equipment equity by refinancing it
Your equipment is acquired with a bill of sale, then lease it back
At the end of the lease you buy your equipment back for $1.00
The loan to value is 75% to 90%, for most used equipment
At the end of the lease you buy your equipment back for $1.00
The loan to value is 75% to 90%, for most used equipment
*You receive cash in approximately 24 to 72 hours after you send 
back the lease papers. After an equipment inspection, if required.

Only a one one-page application is required and the approval process 
is quick, and less demanding than most other similar options. If your 
company needs more cash flow, Option “A” is the quickest option.

TO QUALIFY:
A minimum “FICO” Experian credit score of 635 or higher is required 
for this program. The business has to be owned a minimum of 18 to 24 
months with good credit, or two years or more with a average credit score.
We are specialist in structuring equipment refinancing / sale leaseback, 
asset re-sale transactions, which provides working capital amounts to 
$350,000 to the borrower. This is accomplished by structuring consecutive 
leases that will be in the amounts to $75,000 for each lease, with a typical
transaction size of approximately $45,000 for each successive Lease Part. 
There could be as many as eight Lease Parts or more, depending on the 
amount of equipment available to be refinanced, and the structure. 

The approval of an equipment sale leaseback transaction is based on the 
borrowers personal credit score, the D & B business report, the equipment, 
or other criteria. In most all transactions, no business or personal tax returns, 
or financial statements, are required. No open liens, or a bankruptcy 
within five years, some times longer . This Option "A" program is available 
to proprietorships, corporations, LLC's, any business organization structure.  
No Start-up Businesses.

Note: Restaurants and certain food related businesses must be owned a 
minimum of two years or longer, and the applicant should have a 
“FICO” credit score of 650 or higher. No Start-up Businesses.

Our one page Equipment Refinance Application is effortless to 
complete, a fast and easy way to get working capital quickly...

... especially, if your company hasn't bankable P&L numbers
... or  you are in a hurry and need cash. Apply today.

SAMPLE  OF  FUNDED  TRANSACTIONS  for OPTION "A"
Recently, a manufacturer of tools and dies that also provides power mental components 
received close to $200,000 working capital in a little over thirty days. Recently, an 
east coast Ford New Car Automotive Dealership found themselves in need of cash 
quickly, an amount of over $300,000,  cash yields to the owner of the Dealership 
were between $49,000 to $90,000 which totaled to over  $350,925 and funded in a short 
period of time, without having to provide business or personal tax returns, or 
financials , and did not have to provide cash flow schedules.  Recently a corporation in 
California that was not bankable…was looking for working capital and our equipment 
refinancing / sale leaseback program got the client over $225,000 in a short time frame.
Recently, a Chrysler Jeep New Car Automobile Dealership required over one hundred 
thousand quickly… and our equipment refinancing program got him over $130,000 in 
13 business days.  Recently, an ISP (internet service provider) was looking for $300,000… 
the deal was structured and funded in a short time frame. Recently an AAMCO 
Transmission Franchise was funded and received $35,000 in about one week, about a year 
later they came back requesting additional expansion capital money, which was provided. 
We have had many, many other transactions in the past years.  Since 1992.

The following are the types of new or used equipment that can be considered: 
All  "IT" equipment; desktop computers, notebooks, network servers, switches routers, 
office automation, software, printers, scanners, copiers, monitors,  telecommunications, 
phone systems, point of sale, cubicle stations, hardware, diagnostic machines, video, 
audio, security, alarm systems, manufacturing, plant, and shop equipment, surveillance 
systems, smog diagnostic machines, all medical and healthcare equipment, presses, 
mills, lathes, CNC machines, printing, dry cleaning  laundry, machine, metal shops, plant 
and manufacturing equipment, HVAC equipment, automotive repair, backhoes, forklifts, 
compressors, alarms, fitness, commercial signs/signage and related equipment, 
rehabilitation and health, landscaping, construction, excavation, industrial , tractors, 
construction equipment, most all equipment can be used for our refinancing program.

                     IF YOU NEED  WORKING CAPITAL FAST... 
Complete the short inquiry form below. You will be sent  information 
and the one page application within a few hours of our receipt of 
your inquiry.

           ______________ 

Option  "B"   Equipment Sale Leaseback

If your company needs  working  capital  and  has Good Cash Flow...
apply now  for  $100,000  to $5 Million Equipment Sale Leaseback Lease.

This Option "B"  may be for you.  We structure equipment refinancing 
/ sale leaseback transactions which provides yield /capital amounts from 
a minimum of $100,000 to $5,000,000+ to the applicant’s company 
depending what the company qualifies for. The structuring is accomplished 
with one single lease/facility. Example; if you own equipment and it 
appraises for $100,000, and you are seeking a minimum of $100,000 in 
capital, and your company has appropriate good cash flow, your company’s 
application will be approved subject to meeting basic other guidelines. Note, 
even if the company has debt or other issues, and the applicant/lessee has 
personal credit, debt or other issues the underwriting process evaluates the 
company’s cash flow position as a primary factor in the approval process. 
Business account receivable may be pledged / used as additional security. 
This program requires financial statements, tax returns, and a commercial 
equipment appraisal at the owners expense.

TO QUALIFY: The business should be owned for a minimum of two years.
Some types of business must be owned three years or more.  Borrower / 
principal should have a FICO credit score of 650 or higher.  Most all equipment 
and other assets may be used for the equipment asset refinance / sale 
leaseback program. The equipment does not have to be owned free and clear. 
The balance would be paid off and a new equipment lease structured to 
include working capital. Some businesses types may not qualify for this program. 
No Start-Up businesses.
                               ______________

Equipment Refinance, Sale Leaseback Inquiry Form
 

    _________________________________   

     
            Unsecured Lines of Credit 
                                                                                        Available Nationwide (Since 1992)

                   Business Unsecured Lines of Credit  
        Provides Working Capital or Funds for any use.

                            Receive $10,000  to  $250,000
                                                      (higher lines in certain situations) 
Scroll down to the area following this section for other financing programs

Line Of  Credit Overview:

This 700+ program is structured for a Minimum of $50,000 to $250,000 LOC
is funded and generally structured as a revolving LOC, generally with multiple loan
facilities to spread the risk. Larger loans amounts for higher credit scores on a
case-by-case basis.

Applicants are to have a 700 minimum credit score reported on all 3 agencies, 
with no derogatory issues.  If one partner has stronger credit than the other, we maybe able to structure the stronger partner. Applicant has to have 
owned their business a minimum of 2 years as a Corporation or LLC, 
this is a requirement.  No Proprietorship's.

Stated Income, Unsecured, Signature, Lines of Credit 
No documentation
No application fees
No collateral needed
No equity needed
No up-front fees of any kind required
Approvals, in approximately 2-7 banking days, depending on reports 
Funding, varies depending on the applicants reports etc.
Rates, starting at Prime + 1-4 (adjusted to credit, and risk)

There is a success fee for our LOC services, however, there are no up-front 
fees or closing costs for structuring line (s) of credit with investors, banks, and institutions. The success fee is seven percent of the Line (s) of Credit, set up 
for the applicant's benefit, for this 1^st Option. If an applicant is funded he/she 
will be required pay a success fee of seven percent. This fee is paid after the 
bank lines are setup from the new bank account.  Note: if the application is not approved and we are not successful is structuring a LOC on behalf of the 
applicant, there are no fees/cost owed by the applicant. 

The Process: The applicant is requested to pull their own MyFICO, Experian 
Credit Report, because a Business Inquiry may stay on the applicants credit reports up to 2 years or more, and many Business Inquiries on a credit report 
will reduce the applicant's credit score (s) and that may limit the Lines Of Credit 
that could structured for the applicant. This will avoid an unnecessary Business Inquiry. The regular mortgage lenders tri-merge reports, or mortgage credit reports, doesn't work for our (unsecured lines of credit criteria) purposes.  LOC clients are requested, (but not a requirement, as we will, per your request) to pull their own credit, and e-mail all pages of their MyFICO,  Experian Credit Report to Allbex, and include the Allbex Pre-Application Form. 

                              ______________

Line of Credit Pre-Application Inquiry Form 

    ________________________
                              

                             SCROLL DOWN TO REVIEW 
           ADDITIONAL FINANCIAL PRODUCTS OFFERED

RESTRICTED 144 STOCK  "SALE  and  REACQUISITION":
Should you prefer to have a structured Stock Sale and Buyback Agreement, with a 
right to the "Reacquisition" of the stock within a year, we can proceeded forthwith. 
Review of the typical example of the Stock Sale and Buyback Agreement is 
available upon request. Provide the symbol and the exchange traded.

RESTRICTED Rule 144  STOCK  LOANS:
Stock with less than three (3) months time line before becoming free trading,  
will be considered on a case by case bases. The minimum loan size is $75,000 
USD.  Regardless if the stock is a penny stock or margin stock, trading volume
is necessary, should show consistency, and demonstrate the ability to support 
the proposed amount of shares to be pledged.

FREE  TRADING  STOCK  LOANS:
Free Trading Shares: Loan to-Value to 90% of Value. Competitive Rates
and Terms Benefit: Loans are Non Recourse with No Margin Calls.
Exchanges: PINK SHEET, OTCBB, NASDAQ, AMX, NYSE,
TSX, CDNX, LSE and major International Exchanges. 


DOCTOR - DENTIST - CHIROPRACTOR
HEALTHCARE PROFESSIONALS:
Providing Healthcare Professionals with Working Capital, Debt Consolidation, 
and Equipment Financing. Various financing programs available. 
Medical Practitioners Working Capital Loans from $10,000, up to $150,000, 
depending on time in business, type of practice, cash flow, and medical 
license, certain applicants to $300,000. For Debt Consolidation a Loan will 
be structured that converts your revolving debt into one low fixed monthly 
payment. Use the proceeds for acquisitions, expansion, or the start-up 
of new practices, any business/practice purpose. Up to 84 months terms.  
Quick decisions and funding of loans.
TO QUALIFY: Minimum time owning a practice varies. The minimum 
credit bureau score varies, must be above a 630 FICO Credit Score, with 
certain applicants a higher score may be required. 

NOTE, Health Care professionals:  We have a great programs for lower 
credit applicants. Those with a 635+ FICO Credit Score, we can refinance 
your new or used equipment to provide you with working capital. You can 
use the money for any purpose, personal or business.

ALSO, If you need new or used equipment... for difficult credits, those 
applicants with a 560+ FICO Credit Score, we can structure a Lease/
Purchase of new or used equipment with a $1.00 buy back, if you are 
looking to acquire equipment.

DENTAL PRACTICE  REFINANCE LOANS: 
To $850,000 (Dental practices only at this time). No dental practice acquisitions, 
just refinances. Program is limited to $425,000 for a single dentist and 
$850,00 for a multi-dentist practice. Accounts Receivable cash advance 
financing, debt refinancing, acquisition and expansion financing programs.  
TO QUALIFY: The minimum time owning a practice varies. The minimum 
credit bureau score varies. Your personal credit history should be free of 
severe negative items.

CHIROPRACTOR  WORKING  CAPITAL:  
Working Capital term loans from $10,000 to $150,000 depending on 
time in business, type of  practice, cash flow, medical license, and 
other criteria. Certain applicants may qualify for up to $300,000 and 
may require additional security. Another Working Capital option for 
your consideration is our equipment refinance/sale leaseback program. 
TO QUALIFY: Minimum time owning a practice / business varies. 
If you have a minimum FICO credit score  of 635, this option provides 
your practice with working capital. Funding in  24 to 72 hours after 
approval and lease execution. 

EQUIPMENT  LEASING  FOR  GOOD  CREDIT:
From $10,000 to $10 million, A & B credits. Rates from 8.9% 
approximately, depending on credit and other criteria. We can finance 
100% of the purchase price for lease financing. All equipment types 
new/used.
TO QUALIFY: Minimum credit score is 650 or higher.
No Start-Up businesses considered, must have an acceptable D&B. 
Owned the business a minimum of 12 to 18months, in some cases two 
years. No open Liens. No Bankruptcy within the last few years.

EQUIPMENT  LEASING   FOR   Sub Prime  POOR  CREDIT:
From $15,000 to $75,000, up to $150,000 as the transaction qualifies.
All types of equipment, all types of credits: C, D, and poor sub-prime
credit.  A low 560 FICO Credit Score is OK for this sub prime program 
is for the applicant looking for an equipment lease, that may have been 
declined before by any lender / lessor. Leases up to 62 months with 
a purchase option at the end of lease of 10% or FMV.  Early buy out 
option after 14 months if a good pay history. New or used equipment.
TO QUALIFY: Minimum credit score is 560 FICO or higher. May 
consider a co-signer, and/or the additional security of real estate. 
Applicant must have owned the business for seven months or more, 
(a longer requirement in some cases.)
________________________

General Inquiry Form:

          _______________________________________________

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