unsecured
business lines of credit, working capital, loan, equipment refinancing,
equipment refinance, loans, equipment sale lease back, finance, small business
loans, business loans, equipment refinancing, working capital loan, business
equipment loan, leasing, leaseback, business to business finance, business
finance, funding source for business loans, commercial real estate lending,
funding source for business loans, small business finance, medical equipment
loan, working capital financing, hard money business loans, sale
leaseback, medical equipment loans, business finance, working capital,
equipment leasing, equipment refinancing, hard money, equipment loan, business
finance funding, stock loan, stock loans, 144 stock loans, business working
capital, equipment refinance, business capital loans, business capital
advance, business equipment loan, lender, Nationwide, Since 1992,
Lines of Credit... Unsecured
Equipment Equity Loans
Available Nationwide.(Since 1992) `
THREE
PROGRAMS PROVIDE WORKING CAPITAL:
Option: “A”
$10,000 to $350,000 approval in 2-7 *
banking days Option: “B”
$25,000 to $350,000 approval in 2 - 3 banking days
Option:
“C”
$100,000 to $5million approval in 15-45 banking
days OVERVIEWS:
Option
"A" Program: $10,000
- $350,000 EQUIPMENT
REFINANCING
Requires
a Credit score of 630
or higher One
page application No documentation Stated income No application fee Ownership of the business, two years or longer, (12
to18 months
in certain cases) Equipment is to be owed free and clear Equipment pricing is what you remembered you paid, no
invoices required Equipment appraisal, none required
Structured as anequipment
lease, property tax is paid monthly, not all at once Structured with
consecutive equipment lease parts Approval in about
1-3 days *Funding
3-6 days (after
approval, receipt of lease documents, and site inspection) Funds may be used for any reason, personal or business _____________________________________________________________________
Option "B" Program:
$25,000 - $350,000 LINE OF CREDIT
Revolving Unsecured
Business Line's) of Credit... (to $350,000 in certain cases) Requires a Credit score of 700 or higher
(690 in certain cases) Two
page application No documentation, little to
none required, (articles of incorporation etc.) Stated income, borrower to
state income as close as they can No application fee, no
up-front fees Borrowers Lines of Credit will not show
up on borrowers person credit reports Borrower may request interest
only payments, or principal and interest Ownership, two years,
(strong credit / professional borrowers, less then two years) Rates are prime + 1, maximum
is prime + 6, (adjusted to credit and risk) No
business or personal tax returns in most cases, (exceptions
may apply) No
open lien’s or past bankruptcy, no derogatory issues, (exceptions
possible) Businesses must be in the form of a
corporation, or LLC, (partnerships
case by case) Funding Time Line: Borrower
will be contacted in 24 – 48 hours commencing the
due-diligence. Verbal/Approval in 3 – 6 banking days after
initial contact and
preliminary underwriting. Funding, (Closing at Lenders/Banks site,
or
Borrowers site). Time Line from first phone contact to having the account funded
is about three weeks, as checks have to be printed, and/or a credit card
produced etc. Businesses gross sales, borrowers debt
ratios, credit, time owned the
business are some of the factors in reaching high loan LOC amounts. Borrower pays a
consultation/placement fee after a successful funding. Funds may be used for general business
purposes The
Process:The
applicant is requested to pull their own Credit Report,
because
a Business Inquiry may stay on the applicants credit
reports up to 2 years or more,
and many Business Inquiries
on a credit report
will reduce the applicant's
credit score (s) and
that may limit the Lines Of Credit
that could structured for
the applicant. This will avoid an
unnecessary Business
Inquiry.
If you do not your credit scores,
Go to www.allbex.com and
order your
Credit Report, or if you prefer, we will do it for you, if you request us to
do so when sending us a application for a Line of Credit.
____________________________________________________________ Option "C" Program: $100,000
- $5MM+ EQUIPMENT SALE LEASEBACK (higher in
certain situations) Requires a Credit score of 660+: No
application fees Requires a business and personal financial package,
(and good cash flow) Credit score is generally 660 + score,
there is no credit scoring (cash
flow needed) Ownership, two
years or longer Structure
is accomplished with one single term lease facility Equipment invoices or confirmation of
original purchase price is required Equipment
appraisal, required and paid for by the applicant, (after pre-approval) Approval process takes about 15 to
45 banking days Funding
after an approval is executed in 2-7 banking days (in most cases) Equipment
that is owned free and clear, is preferred, however, equipment with a loan
balance that may be paid off, (providing working capital) The
applicant / company is evaluated, looking forstoried / structured credits, open lien’s
or bankruptcy (may be evaluated case by case) Funds
may be used for general business purposes. ______________________________________________________________
Unsolicited
Recent Comments for your Review:
Hello Patricia, We have a working capital account with (deleted) company which
is not secured by equipment. We previously dealt with a broker who contacted (deleted)
company on our behalf, but we found this broker had an "F" rating from
the Greater Los Angeles BBB, so we ceased contact with them. One of the reasons we
contacted your company is that you have no BBB complaints and an "A" rating. Thank you for your continued effort. L. Van Hagen ________________________________________________________________________
Thanks Carl,
Allbex did this leaseback when we were turned down first at a few other
places for ‘too lowloan amount’ ‘too big equipment’ etc…It was handled
very professionally and both the client and myself are happy! I’ll will be
using Allbex again. Your procedures ultimately made me understand how
the leaseback works, the tax advantages, the two or three types of
programs and the time line. Thank You, A. James _______________________________________________________________| DETAILS of OPTIONS FOLLOWS:
Option "A"
Program: EQUIPMENT
REFINANCING $10,000
- $350,000
Receive
CASH in approximately *3-7 days after an approval Only a
one page application required No documentation
papers or tax no
invoices required
No equipment appraisal required, our Vendors appraises stated
valuations Equipment
lease property tax is paid monthly, not in full a the start of the lease Any business
organization structure is acceptable, proprietorships are OK Leases are
structured with consecutive leases, Approval is
in about 2-4 days, after the receipt of a complete application Funds may be used for personal or business
reasons, no restrictions *Funding is 3-7
days after approval, receipt of the lease documents
/ site inspection
You are paid cash for your equipment equity by refinancing
it. Your equipment is acquired with a bill of sale, then your
lease it back. At the end of the lease you buy your equipment back for $1.00 The loan
to value is 75% to 80% for used equipment.
*You receive cash/proceeds for working capital or
personal use, in approximately
72 hours, to seven banking days after you send back the lease papers
and an
equipment site inspection, if required.
The approval process is quick, and less demanding than most other
similar options.
If your company needs more cash flow, Option “A” is a quick
option.
We are specialist in structuring equipment
refinancing / sale leaseback, asset
re-sale transactions, which provides working capital amounts to $350,000
to the
borrower. This is accomplished by structuring consecutive leases that will
be in the
amounts to $75,000 for each lease, with a typical transaction size of
approximately
$45,000 for each successive Lease Part. There could be as many as eight Lease
Parts or more, depending on the amount of equipment available to be
refinanced,
and the structure.
The approval of an equipment sale leaseback transaction is based on the
borrowers
personal credit score, the D & B business report, the equipment, or
other criteria. In
most all transactions, no business or personal tax returns, or financial
statements, are
required. No open tax liens, No bankruptcy within five years, sometimes
longer. This
Option "A" program is available to any business organization
structure.
No Start-up Businesses.
Note: Restaurants and certain
food related businesses must be owned a minimum of two years or longer, and the applicant should have a credit score of 650 or higher. No Start-up Businesses.
Our one page Equipment
Refinance Application is effortless
to complete, a fast and easy way to get working capital quickly... ...
especially, if your company hasn't bankable P&L numbers
... or you are in a hurry and need cash. Apply today.
SAMPLE OF
FUNDED TRANSACTIONS for OPTION "A" : Recently, a manufacturer of
tools and dies that also provides power mental
components received close to $200,000 working capital in a little over
thirty days.
Recently, an east coast Ford New Car Automotive Dealership found themselves
in need of cash quickly, an amount of over $300,000, cash yields
to the owner of
the Dealership were between $49,000 to $90,000 which totaled to over
$350,925
and funded in a short period of time, without having to provide business or
personal
tax returns, or financials , and did not have to provide cash flow
schedules.
Recently a corporation in California that was not bankable…was
looking for working
capital and our equipment refinancing / sale leaseback program got the
client over
$225,000 in a short time frame. Recently, a Chrysler Jeep New Car
Automobile
Dealership required over one hundred thousand quickly… and our equipment
refinancing program got him over $130,000 in 13 business days.Recently, an ISP
(internet service provider) was looking for $300,000… the deal was
structured and
funded in a short time frame. Recently an AAMCO Transmission
Franchise was
funded and received $35,000 in about one week, about a year later they
came back
requesting additional expansion capital money, which was provided.
We have had many, many other transactions in the past years. Since
1992.
The following are the types of new or used equipment that can
be considered: medical, chiropractor equipment,
most all construction equipment, auto shops, printing
restaurant, fast food, cafe equipments, print shops, manufacturing and
industrial
plants, trucks, trailers, tractors, most all titled vehicles owner operators,
Interstate/
Intrastate operators OK, All "IT" equipment;desktop computers, notebooks, network
servers, switches routers, office automation, software, printers, scanners,
copiers,
monitors,telecommunications, phone
systems, point of sale, cubicle stations,
hardware, diagnostic machines, video, audio, security, alarm systems,
manufacturing,
plant, and shop equipment, surveillance systems, smog diagnostic
machines, all
medical and healthcare equipment, presses, mills, lathes, CNC
machines, printing,
dry cleaninglaundry, machine,
metal shops, plant and manufacturing equipment,
HVAC equipment, automotive repair, backhoes, forklifts, compressors,
alarms,
fitness, commercial signs/signage and related equipment, rehabilitation
and health,
landscaping, construction, excavation, industrial , tractors, construction
equipment,
most all equipment can be used for our refinancing program.
TO QUALIFY: *
A minimum credit score of 630 or higher is required. * The business has to be owned a minimum of 18 to 24 months. * Equipment has to be owned free and clear for this "A"
Program * No open Tax Liens * No Start-up Businesses. IF YOU
NEED WORKING CAPITAL FAST... Complete the short inquiry form below.
You will be sent information and
the one page application within a few hours of our receipt of your
inquiry.
Option "A" Equipment Refinance / Sale
Leaseback Inquiry Form
REQUIRED FIELDS *
Date:
*
Name of Company:
* Applicant Name:
*
E-Mail:
*
Business
Fax: *
Business
Phone:
Cell
number:
* Amount
Requested:
* What
is your FICO credit score?
*
How long have you owned your
business?
* What
type of business are you in?
*
What
type of financing are you interested in?
*
How
would you rate you credit? Excellent
Good
Fair Poor
Comments / Questions:
________________________________________________________________________
Disclosure: We do not rent or sell or disclose information about
your individual visits to our companies. The business financing inquires and information disclosed or
provided to us and our investors which includes:
applications, social security numbers, name, address, email address, telephone numbers, and other financial or pertinent information
is not given to any non-affiliated outside
company.
Thank You!
The application and information will be e-mailed
within a few hours.
Available Nationwide
Funding $25,000 - $350,000 Overview:
Requires
a Credit score of 700or
higher Lines Of Credit are approved based on Stated Income, and are
Unsecured
Two page
application No
documentation, little to none required, (articles
of incorporation etc.) Stated
income, borrower to state income as close as they can No
application fee, no up-front fees
Borrowers Lines of Credit will not show up on
borrowers person credit reports Borrower
may request interest only payments, or principal and interest Ownership,
two years,
(strong credit / professional borrowers, less then two years) Rates are prime + 1, maximum is prime + 6,
(adjusted to credit and risk) No business or personal tax returns in most
cases, (exceptions
may apply) No open lien’s or past bankruptcy, no
derogatory issues, (exceptions
possible) Businesses must be in the form of a
corporation, or LLC,
(partnershipscase
by case) Type/Structure: Revolving Business... Line's)
of Credit
Terms of Loan: draw to maximum credit line, with yearly review Funding
Time Line: Borrower will be contacted in 24–48 hours commencing the
due-diligence. Verbal/Approval in 3 – 6 banking days
after initial
contact and preliminary due diligence. Funding, (Closing at Lenders / Banks site,
or Borrowers site). Time Line from first phone contact to having the
account funded is about three weeks, as checks have to be printed,
and/or a credit card produced etc.
Businesses gross sales, borrowers debt ratios,
credit, time owned the business are
some of the factors in reaching high loan amounts
Borrower
pays a consultation/placement fee after a successful funding
Funds may be used for general business purposes Consultation / Placement Fee required
after a successful funding
Note: If the
application/borrower is not approved, and we are not
successful in structuring a Line's) of Credit on behalf of the
applicant,
there are no fees / cost owed by the applicant.
Note: If the application/borrower is not approved, and we are not
successful in structuring a Line's) of Credit on behalf of the
applicant,
there are no fees / cost owed by the applicant.
The Process: The applicant is requested to pull their own MyFICO, Credit
Report, as a Business Inquiry may stay on the applicants /
borrowers credit
reports up to two years or more, and many Business Inquiries
on a credit
report will reduce the applicant's credit score (s) and that may
also limit the
Line's) Of Credit that could be structured for the applicant/borrower.
This
will also avoid an unnecessary Business Inquiry. ______________________________________________________________________
Option "B"Business
Line of Credit Inquiry Form
REQUIRED FIELDS *
Date:
*
Name of Company:
* Applicant Name:
*
E-Mail:
*
Business
Fax: *
Business
Phone:
Cell
number:
* Amount
Requested:
*
What
is your FICO credit score?
*
How long have you owned your
business?
* What
type of business are you in?
*
What
type of financing are you interested in?
*
How
would you rate you credit? Excellent
Good
Fair Poor
Comments / Questions:
________________________________________________________________________
Disclosure: We do not rent or sell or disclose information about
your individual visits to our companies. The business financing inquires and information disclosed or
provided to us and our investors which includes:
applications, social security numbers, name, address, email address, telephone numbers, and other financial or pertinent information
is not given to any non-affiliated outside
company.
Thank You!
The application and information will be e-mailed
within a few hours.
Application:
requires a business/personal financial package,(and
good cash flow) No application fee Credit score 660 or
higher, No open lien’s or bankruptcy (under 5 years) Ownership, two
years or longer Equipment
that is owned free and clear is preferred, however, equipment with a loan balance may be paid off, (providing working capital) Equipmentinvoices or confirmation of original purchase
price is required Equipment appraisal, required and paid for
by applicant, (after
pre-approval) Structure is accomplished with one single term lease
facility Approval process takes about 30 to 45
banking days Funding after an approval is executed in
2-5 banking days (in
most cases) Funds may be used for general business
purposes We
structure equipment refinancing sale
leaseback transactions which provides
yield /capital amounts from a minimum of $100,000 to $5,000,000+
to the
applicant’s company depending what the company qualifies for. The
structuring
is accomplished with one single lease/facility. Example; if you
own equipment and
it appraises for $100,000, and you are seeking a minimum of
$100,000 in capital,
and your company has appropriate good cash flow, your company’s application
will be approved subject to meeting basic other guidelines. Note, even
if the
company has debt or other issues, and the applicant/lessee has personal
credit,
debt or other issues the underwriting process evaluates the company’s
cash flow
position as a primary factor in the approval process. Business account
receivable
may be pledged / used as additional security. This program
requires financial
statements, tax returns, an equipment appraisal at owners expense, after
approval.
TO QUALIFY: The business should be owned for a minimum of two
years. Some
types of business must be owned three years or more.Borrower
/ principal should
have a FICO credit score of 650 or higher. Most all equipment and
other assets
may be used for the equipment asset refinance sale leaseback program.
The
equipment does not have to be owned free and clear. The balance would
be paid off
and a new equipment lease structured to include working capital.
Some businesses
types may not qualify for this program. No Start-Up businesses.
Request the document
check list for Option "C", to get started.
Option "C"Equipment Sale
Leaseback / Lease Inquiry Form
REQUIRED FIELDS *
Date:
*
Name of Company:
* Applicant Name:
*
E-Mail:
*
Business
Fax: *
Business
Phone:
Cell
number:
* Amount
Requested:
*
What
is your FICO credit score?
*
How long have you owned your
business?
* What
type of business are you in?
*
What
type of financing are you interested in?
*
How
would you rate you credit? Excellent
Good
Fair Poor
Comments / Questions:
________________________________________________________________________
Disclosure: We do not rent or sell or disclose information about
your individual visits to our companies. The business financing inquires and information disclosed or
provided to us and our investors which includes:
applications, social security numbers, name, address, email address, telephone numbers, and other financial or pertinent information
is not given to any non-affiliated outside
company.
Thank You!
The application and information will be e-mailed
within a few hours.
_________________________________________________
Brokers/Consultants/Agents
Welcome. You are encouraged to submit your transactions.
You will be protected and your clients respected. Send us a
request for the Broker Registration Form
to:
allbexfinancial@sbcglobal.net
Attention: New Business Manager
ALLBEX
FINANCIAL PARTNERS(Since
1992) Newport
Beach, CA 92663
Fax: 415-946-3307 (Internet Fax)
E-Mail: allbexfinancial@sbcglobal.net
_________________________________________________________________ (C) Copyright 1992 - 2008All
Rights Reserved
unsecured business lines of credit, working capital, loan, equipment
refinancing, equipment refinance, loans, equipment sale lease back, finance,
small business loans, business loans, equipment refinancing, working capital
loan, business equipment loan, leasing, leaseback, business to business
finance, business finance, funding source for business loans, commercial real
estate lending, funding source for business loans, small business finance,
medical equipment loan, working capital financing, hard money business
loans, sale leaseback, medical equipment loans, business finance, working
capital, equipment leasing, equipment refinancing, hard money, equipment loan,
business finance funding, stock loan, stock loans, 144 stock loans, business
working capital, equipment refinance, business capital loans, business capital
advance, business equipment loan, lender, Nationwide, Since 1992,