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Equipment Equity 
  Business Loans
(Since 1992)
Equipment Refinance Programs available Nationwide.

 THREE  WORKING  CAPITAL  PROGRAMS:

 Option: A  $10,000  to $350,000 in  2-6 * banking days
 Option: “B  $10,000  to $150,000 in  2-3 banking days

 Option: “C  $100,000  to $5 Million in 35+/- banking days
 
OVERVIEWS:


Option "A"  Program:  $10,000 - $350,000
One page application
No documentation
Stated income
No application fee
Credit score 635 or higher,
No open lien’s or bankruptcy (under 5 years)
Ownership two years or longer, 
(18 months in certain cases)
Equipment is to be owed free and clear
Equipment pricing is (
approximately what you remembered you paid, no invoices required) 
Equipment appraisal, none required
Equipment lease property tax is paid monthly
Structured with consecutive Lease Parts
Approval in about 1-3 days
*Funding 3-6 days (
after approval, receipt of the signed lease documents and site inspection)
Funds may be used for personal or business reasons


Option "B" Program: 
$10,000 - $150,000
One page application
No documentation, No open lien’s or past bankruptcy
Stated income for $10,000 up to a $75,000 term loan/lease
No application fee
Credit score 680 or higher
(670 in certain cases)
Ownership, six months or longer (with good credit, prefer two years)
Equipment that is owned free and clear is preferred, however,
equipment with a loan balance may be paid off, (providing working capital)
Equipment invoices or proof of original purchase price is required
Equipment appraisal, may be required for higher loan amounts 

Structure is accomplished with one single term loan/lease facility
Approval is same day or next banking day
Funding after an approval is executed the next banking day
(in most cases)
Funds may be used for general business purposes
Loan/Lease amortizes for the term
(so generally no personal property tax to be paid)
For loans of $75,001 to a $150,000+ tax returns / financials required

Option "C" Program:  $101,000 - $5 Million+
Application: requires a business/personal financial package, (and good cash flow)
No application fee
Credit score 660 or higher, No open lien’s or bankruptcy (under 5 years)
Ownership, two years or longer
Equipment that is owned free and clear is preferred, however,
equipment with a loan balance may be paid off, (providing working capital)
Equipment invoices or confirmation of original purchase price is required
Equipment appraisal, required and paid for by applicant,
(after pre-approval)
Structure is accomplished with one single term lease facility
Approval process takes about 30 to 45 banking days
Funding after an approval is executed in 2-5 banking days
(in most cases)
Funds may be used for general business purposes
              
  MORE DETAILS OF THE ABOVE OPTIONS FOLLOWS:
           
 
Option "A"  Business Working Capital Providers
 (Scroll Down to Option "B", and Option "C", following this Option "A" Section
              
        
We are specialists in Equipment Refinancing
      

Equipment Refinancing, Sale Leaseback/Asset Re-Sale Lease:
Option "A"  Program:  $10,000 - $350,000
Receive
proceeds in approximately *3-6 days after an approval

Not perfect credit? a minimum 635 FICO Credit Score is OK
No documentation
No up-front fees
No appraisal cost or fees
No application fees
No commitment fees
No business or personal tax returns or financials (in most cases)
No interruption in use of your equipment, it stays put
No conditions for use of  the money, use it for any purpose
You are paid cash for your equipment equity by refinancing it
Your equipment is acquired with a bill of sale, then you lease it back
At the end of the lease you buy your equipment back for $1.00 
The loan to value is 75% to 90%, for most used equipment

*
You receive cash/proceeds for working capital or personal use, in 
approximately 72 hours, to six banking days after you send back the 
lease papers and an equipment site inspection, if required. 
Only a one one-page application is required and the approval process 
is quick, and less demanding than most other similar options. If your 
company needs more cash flow, Option “A” is a quick option.

Only a one one-page application is required and the approval  process  is  quick, and less demanding than most other similar  options. If your company needs more cash flow, Option “A”   is the quickest option.

TO QUALIFY:
A minimum “FICO” Experian credit score of 635 or higher is required 
for this program. The business has to be owned a minimum of 18 to 24 
months with good credit, or two years or more with a average credit score.
We are specialist in structuring equipment refinancing / sale leaseback, 
asset re-sale transactions, which provides working capital amounts to 
$350,000 to the borrower. This is accomplished by structuring consecutive 
leases that will be in the amounts to $75,000 for each lease, with a typical
transaction size of approximately $45,000 for each successive Lease Part. 
There could be as many as eight Lease Parts or more, depending on the 
amount of equipment available to be refinanced, and the structure. 

The approval of an equipment sale leaseback transaction is based on  the  borrowers personal credit score, the D & B business report, the equipment, or other criteria. In most all transactions, no business or personal tax returns, or financial statements, are required. No open  liens, or a bankruptcy within five years, sometimes longer. This  Option "A" program is available to any business organization structure. No Start-up Businesses.
Note: Restaurants and certain food related businesses must be owned  
a  minimum of two years or longer, and the applicant should have a 
“FICO” credit score of 650 or higher. No Start-up Businesses.

Our one page Equipment Refinance Application is effortless 
to  complete, a fast and easy way to get working capital quickly,
... especially, if your company hasn't bankable P&L numbers
... or  you are in a hurry and need cash. Apply today.

SAMPLE  OF  FUNDED  TRANSACTIONS  for OPTION "A" :
Recently, a manufacturer of tools and dies that also provides power mental 
components received close to $200,000 working capital in a little over thirty days.
Recently, an east coast Ford New Car Automotive Dealership found themselves 
in need of cash quickly, an amount of over $300,000,  cash yields to the owner of 
the Dealership were between $49,000 to $90,000 which totaled to over  $350,925 
and funded in a short period of time, without having to provide business or personal
tax returns, or financials , and did not have to provide cash flow schedules.
Recently
a corporation in California that was not bankable…was looking for working 
capital and our equipment refinancing / sale leaseback program got the client over 
$225,000 in a short time frame. Recently, a Chrysler Jeep New Car Automobile 
Dealership required over one hundred thousand quickly… and our equipment 
refinancing program got him over $130,000 in 13 business days.  Recently, an ISP 
(internet service provider) was looking for $300,000… the deal was structured and 
funded
in a short time frame. Recently an AAMCO Transmission Franchise was 
funded and received $35,000 in about one week, about a year later they came back 
requesting additional expansion capital money, which was provided. 
We have had many, many other transactions in the past years.  Since 1992.

The following are the types of new or used equipment that can be considered:
Trucks, trailers, tractors, most all titled vehicles owner operators and Interstate and 
Intrastate operators OK,
All  "IT" equipment; desktop computers, notebooks, network 
servers, switches routers, office automation, software, printers, scanners, copiers, 
monitors,  telecommunications, phone systems, point of sale, cubicle stations, 
hardware, diagnostic machines, video, audio, security, alarm systems, manufacturing, 
plant, and shop equipment, surveillance systems, smog diagnostic machines, all 
medical and healthcare equipment, presses, mills, lathes, CNC machines, printing, 
dry cleaning  laundry, machine, metal shops, plant and manufacturing equipment, 
HVAC equipment, automotive repair, backhoes, forklifts, compressors, alarms,
fitness, commercial signs/signage and related equipment, rehabilitation and health, 
landscaping, construction, excavation, industrial , tractors, construction equipment, 
most all
equipment can be used for our refinancing program.


                  
IF YOU NEED  WORKING CAPITAL FAST... 
Complete the short inquiry form below. You will be sent  information  and 
the one page application within a few hours of our receipt of  your inquiry.

Option "A" Equipment Refinance / Sale Leaseback Inquiry Form

*REQUIRED FIELDS
*
Date: 
*
Name of Company:
*  Applicant Name:
*  E-Mail:
Business Fax:
Business Phone: 
    Cell number:

*  Amount Requested:
What is your FICO credit score?
*  How long have you owned your business?
*  What type of business are you in?
*   What type of financing are you interested in?
How would you rate you credit?  Excellent Good Fair Poor
    
Comments / Questions:

________________________________________________________________________

Disclosure:

We do not rent or sell or disclose information about your individual visits to our companies.
The business financing inquires and information disclosed or provided to us and our 
investors which
includes: applications, social security numbers, name, address, email 
address, telephone numbers, and other financial or pertinent information is not given
 
to any non-affiliated outside company.

Thank You!  The application and information will be e-mailed within a few hours.

 

________________________________________

Option "B" 
Business Working Capital Providers
               (Scroll Down to Option "C", following this Option "B" Section

        
We are specialists in Equipment Refinancing      
      
Equipment Refinancing, Sale Leaseback / Term Loan:
Option "B" Program:  $10,000 - $150,000
One page application
No documentation, No open lien’s or past bankruptcy
Stated income for $10,000 up to a $75,000 term loan/lease
No application fee
Credit score 680 or higher
(670 in certain cases)
Ownership, six months or longer (with good credit, prefer two years)
Equipment that is owned free and clear is preferred, however,
equipment with a loan balance may be paid off, (providing working capital)
Equipment invoices or proof of original purchase price is required
Equipment appraisal, may be required for higher loan amounts 

Structure is accomplished with one single term loan/lease facility
Approval is same day or next banking day
Funding after an approval is executed the next banking day
(in most cases)
Funds may be used for general business purposes
Loan/Lease amortizes for the term
(so generally no personal property tax to be paid)
Applicant can pay $0 down payment, unless the applicant lacks credit 
strength then that requires the 1st and or 2nd payments at signing for loan
Ownership reverts back to the applicant at the end of the loan term

For loans of $75,001 to a $150,000+ tax returns / financials required
Business and Personal tax returns for the last two years, interim financial 
statements, personal financial statements from owners of 20% or more.
For loans over $150,000 (or more): Case by case review.

The following types of furniture, fixtures, and equipment considered:
Trucks, trailers, tractors, most all titled vehicles, short haul or regional, Intrastate 
is OK.  owner-operator is OK.
No trucks or trailers over 10 years old. (no trucks 
with sleepers)  construction equipment, excavation, industrial, tractors, office or 
custom furniture,  landscaping, new used auto dealerships all equipment and 
diagnostic equipment,
"IT"  equipment; desktop computers, notebooks, network
servers, switches routers, office  automation, software, printers, scanners, copiers, 
monitors,  telecommunications,  phone systems, point of sale, cubicle stations, 
hardware, diagnostic machines, video,  audio, security, alarm systems, plant,
manufacturing, shop equipment, surveillance
systems, smog diagnostic machines, 
all medical and healthcare equipment, presses, mills, lathes, CNC machines, 
printing, dry cleaning  laundry, machine, metal shops, plant and manufacturing 
equipment, HVAC equipment, automotive repair, backhoes, forklifts, compressors, 
alarms, fitness, commercial signs/signage and related equipment, rehabilitation 
and health, most all equipment can be used for our leaseback program.

Option "B" Equipment Leaseback, Term Loan Inquiry Form

*REQUIRED FIELDS
*
Date: 
*
Name of Company:
*  Applicant Name:
*  E-Mail:
Business Fax:
Business Phone: 
    Cell number:

*  Amount Requested:
What is your FICO credit score?
*  How long have you owned your business?
*  What type of business are you in?
*   What type of financing are you interested in?
How would you rate you credit?  Excellent Good Fair Poor
    
Comments / Questions:

________________________________________________________________________

Disclosure:

We do not rent or sell or disclose information about your individual visits to our companies.
The business financing inquires and information disclosed or provided to us and our 
investors which
includes: applications, social security numbers, name, address, email 
address, telephone numbers, and other financial or pertinent information is not given
 
to any non-affiliated outside company.

Thank You!  The application and information will be e-mailed within a few hours.

 

 _______________________________________________________

Option "C"  Business Working Capital Providers

  We are specialists in Equipment Refinancing   

Equipment Sale Leaseback /  Term Lease Financing
Option "C" Program:  $101,000 - $5 Million+
Application: requires a business/personal financial package, (and good cash flow)
No application fee
Credit score 660 or higher, No open lien’s or bankruptcy (under 5 years)
Ownership, two years or longer
Equipment that is owned free and clear is preferred, however,

equipment with a loan balance may be paid off, (providing working capital)
Equipment invoices or confirmation of original purchase price is required
Equipment appraisal, required and paid for by applicant,
(after pre-approval)
Structure is accomplished with one single term lease facility
Approval process takes about 30 to 45 banking days
Funding after an approval is executed in 2-5 banking days
(in most cases)
Funds may be used for general business purposes


We structure equipment refinancing sale leaseback transactions which provides 
yield /capital amounts  from a minimum of $100,000 to $5,000,000+ to the 
applicant’s company depending what the company qualifies for. The structuring 
is  accomplished with one single lease/facility. Example; if you own  equipment and 
it appraises for $100,000, and you are seeking a minimum  of $100,000 in capital, 
and your company has appropriate good cash flow,  your company’s application 
will be approved subject to meeting basic  other guidelines. Note, even if the 
company has debt or other issues, and  the applicant/lessee has personal credit, 
debt or other issues the  underwriting process evaluates the company’s cash flow 
position as a  primary factor in the approval process. Business account receivable 
may  be pledged / used as additional security. This program requires financial 
statements, tax returns, an equipment appraisal at owners expense, after approval.

TO QUALIFY: The business should be owned for a minimum of two years. Some 
types of business must be owned three years or more.  Borrower / principal should 
have a FICO credit score of 650 or higher.  Most all  equipment and other assets 
may be used for the equipment asset refinance sale leaseback program. The 
equipment does not have to be owned free and clear. The balance would be paid off 
and a new equipment lease  structured to include working capital. Some businesses
types may not  qualify for this program. No Start-Up businesses.

Option  "C"  Equipment Sale Leaseback / Lease Inquiry Form 

*REQUIRED FIELDS
*
Date: 
*
Name of Company:
*  Applicant Name:
*  E-Mail:
Business Fax:
Business Phone: 
    Cell number:

*  Amount Requested:
What is your FICO credit score?
*  How long have you owned your business?
*  What type of business are you in?
*   What type of financing are you interested in?
How would you rate you credit?  Excellent Good Fair Poor
    
Comments / Questions:

________________________________________________________________________

Disclosure:

We do not rent or sell or disclose information about your individual visits to our companies.
The business financing inquires and information disclosed or provided to us and our 
investors which
includes: applications, social security numbers, name, address, email 
address, telephone numbers, and other financial or pertinent information is not given
 
to any non-affiliated outside company.

Thank You!  The application and information will be e-mailed within a few hours.

 


_________________________________________________

 
USEFUL SITES:

Auto Finance: What's the process of refinancing a car.
http://www.autofinancemart.com/car-finance-articles/refinancing-car-loan.php  
 
 
_________________________________________________
 

Brokers/Consultants, Welcome. 
You are encouraged to submit your transactions.
You will be protected and your clients respected. 
Send us a request for the Broker Registration Form 
to:  allbexfinancial@sbcglobal.net  
Attention: New Business Manager

 
ALLBEX  FINANCIAL  PARTNERS  (Since 1992)
Newport Beach, CA 92663
3355 Via Lido, Suite 345
The Lido Building, 3rd Floor
Fax: 415-946-3307 (Internet Fax)
E-Mail:  allbexfinancial@sbcglobal.ne
t

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