unsecured business lines of credit, working capital, loan, equipment refinancing, equipment refinance, loans, equipment sale lease back, finance, small business loans, business loans, equipment refinancing, working capital loan, business equipment loan, leasing, leaseback, business to business finance, business finance, funding source for business loans, commercial real estate lending, funding source for business loans, small business finance, medical equipment loan,  working capital financing, hard money business loans, sale leaseback, medical equipment loans, business finance, working capital, equipment leasing, equipment refinancing, hard money, equipment loan, business finance funding, stock loan, stock loans, 144 stock loans, business working capital, equipment refinance, business capital loans, business capital advance, business equipment loan, lender, Nationwide, Since 1992,
Lines of Credit... Unsecured 

  Equipment Equity Loans 
                                               Available Nationwide. (Since 1992)
 ` 

THREE  PROGRAMS  PROVIDE  WORKING  CAPITAL:

Option: “A”   $10,000  to $350,000 approval in  2-7 * banking days 

Option: “B”   $25,000  to $350,000 approval in  2 - 3 banking days 

Option: “C”   $100,000 to $5million approval in 15-45  banking days

OVERVIEWS: 

Option "A" Program:  $10,000 - $350,000  EQUIPMENT REFINANCING

Requires a Credit score of 630 or higher
One page application
No documentation
Stated income
No application fee
Ownership of the business, two years or longer, (12 to18 months in certain cases)
Equipment is to be owed free and clear
Equipment pricing is what you remembered you paid, no invoices required
Equipment appraisal, none required
Structured as an equipment lease, property tax is paid monthly, not all at once
Structured with consecutive equipment lease parts
Approval in about 1-3 days
*Funding 3-6 days (after approval, receipt of lease documents, and site inspection)
Funds may be used for any reason, personal or business
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Option "B" Program:  $25,000 - $350,000  LINE OF CREDIT

Revolving Unsecured Business Line's) of Credit... (to $350,000 in certain cases)

Requires a Credit score of 700 or higher (690 in certain cases)
Two page application
No documentation, little to none required, (articles of incorporation etc.)
Stated income, borrower to state income as close as they can
No application fee, no up-front fees                         
Borrowers Lines of Credit will not show up on borrowers person credit reports
Borrower may request interest only payments, or principal and interest
Ownership, two years, (strong credit / professional borrowers, less then two years)  
Rates are prime + 1, maximum is prime + 6, (adjusted to credit and risk)
No business or personal tax returns in most cases, (exceptions may apply)
No open lien’s or past bankruptcy, no derogatory issues, (exceptions possible)
Businesses must be in the form of a corporation, or LLC, (partnerships case by case)
Funding Time Line: Borrower will be contacted in 24 – 48 hours commencing
      the due-diligence. Verbal/Approval in 3 – 6 banking days after initial contact
      and preliminary underwriting.   Funding, (Closing at Lenders/Banks site, or
      Borrowers site).  Time Line from first phone contact to having the account
      funded is about three weeks, as checks have to be printed, and/or a credit
      card produced etc.
Businesses gross sales, borrowers debt ratios, credit, time owned
      the business are some of the factors in reaching high loan LOC amounts.     
Borrower pays a consultation/placement fee after a successful funding.
Funds may be used for general business purposes

The Process: The applicant is requested to pull their own  Credit Report, because
a Business Inquiry may stay on the applicants credit reports up to 2 years or more,
and many Business Inquiries on a credit report will reduce  the  applicant's
credit score (s) and that may limit the Lines Of Credit that could structured for
the applicant. This will avoid an unnecessary Business Inquiry.

If you do not your credit scores,  Go to www.allbex.com and order your
Credit Report, or if you prefer, we will do it for you, if you request us to
do so when sending us a application for a Line of Credit.  

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Option "C" Program: $100,000 - $5MM+ EQUIPMENT SALE LEASEBACK
(higher in certain situations) 

Requires a Credit score of 660+:
No application fees
Requires a business and personal financial package, (and good cash flow)
Credit score is generally 660 + score, there is no credit scoring (cash flow needed)
Ownership, two years or longer
Structure is accomplished with one single term lease facility
Equipment invoices or confirmation of original purchase price is required
Equipment appraisal, required and paid for by the applicant, (after pre-approval) 
Approval process takes about 15 to 45 banking days 
Funding after an approval is executed in 2-7 banking days (in most cases)
Equipment that is owned free and clear, is preferred, however, equipment
     with a loan balance that may be paid off, (providing working capital)
The applicant / company is evaluated, looking for storied / structured credits,
     open lien’s or bankruptcy (may be evaluated case by case)
 Funds may be used for general business purposes.
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Unsolicited Recent Comments for your Review:

Hello Patricia,
We have a working capital account with (deleted) company which is not secured by
equipment. We previously dealt with a broker who contacted (deleted) company on
our behalf, but we found this broker had an "F" rating from the Greater Los
Angeles BBB, so we ceased contact with them. One of the reasons we contacted your
company is that you have no BBB complaints and an "A" rating.
Thank you for your continued effort. 
L. Van Hagen
________________________________________________________________________

Thanks Carl,
Allbex did this leaseback when we were turned down first at a few other
places for ‘too low loan amount’ ‘too big equipment’ etc…It was handled
very professionally and both the client and myself are happy! I’ll will be
using Allbex again. Your procedures ultimately made me understand how
the leaseback works, the tax advantages, the two or three types of
programs and the time line.
Thank You,
A. James
_______________________________________________________________|

DETAILS  of OPTIONS FOLLOWS:


Option "A"  Program:  EQUIPMENT REFINANCING
$10,000 - $350,000

Receive CASH in approximately *3-7 days after an approval
Only a one page application required
No documentation papers or tax no invoices required

No equipment appraisal required, our Vendors appraises stated valuations
Equipment lease property tax is paid monthly, not in full a the start of the lease
Any business organization structure is acceptable, proprietorships are OK
Leases are structured with consecutive leases,
Approval is in about 2-4 days, after the receipt of a complete application
Funds may be used for personal or business reasons, no restrictions
*Funding is 3-7 days after approval, receipt of the lease documents / site inspection

 You are paid cash for your equipment equity by refinancing it. Your equipment is
acquired with a bill of sale, then your lease it back. At the end of the lease you buy
your equipment back for $1.00 The loan to value is 75% to 80% for used equipment.

*You receive cash/proceeds for working capital or personal use, in approximately
72 hours, to seven banking days after you send back the lease papers and an
equipment site inspection, if required. 

The approval process is quick, and less demanding than most other similar options.
 If your company needs more cash flow, Option “A” is a quick option.

We are specialist in structuring equipment refinancing / sale leaseback,  asset 
re-sale transactions, which provides working capital amounts to $350,000 to the
borrower. This is accomplished by structuring consecutive leases that will be in the
amounts to $75,000 for each lease, with a typical transaction size of approximately
$45,000 for each successive Lease Part. There could be as many as eight Lease
Parts or more, depending on the amount of equipment available to be refinanced,
and the structure. 

The approval of an equipment sale leaseback transaction is based on the  borrowers 
personal credit score, the D & B business report, the equipment, or other criteria. In 
most all transactions, no business or personal tax returns, or financial statements, are
required. No open tax liens, No bankruptcy within five years, sometimes longer. This 
Option "A" program is available to any business organization structure. 
No Start-up Businesses.

Note: Restaurants and certain food related businesses must be owned a
minimum of two years or longer, and the applicant should have a credit
score of 650 or higher. No Start-up Businesses.

Our one page Equipment Refinance Application is effortless
to complete, a fast and easy way to get working capital quickly...
... especially, if your company hasn't bankable P&L numbers
... or  you are in a hurry and need cash. Apply today.

SAMPLE  OF  FUNDED  TRANSACTIONS  for OPTION "A" :

Recently, a manufacturer of tools and dies that also provides power mental 
components received close to $200,000 working capital in a little over thirty days.
Recently, an east coast Ford New Car Automotive Dealership found themselves 
in need of cash quickly, an amount of over $300,000,  cash yields to the owner of 
the Dealership were between $49,000 to $90,000 which totaled to over  $350,925 
and funded in a short period of time, without having to provide business or personal
tax returns, or financials , and did not have to provide cash flow schedules.
Recently a corporation in California that was not bankable…was looking for working 
capital and our equipment refinancing / sale leaseback program got the client over 
$225,000 in a short time frame. Recently, a Chrysler Jeep New Car Automobile 
Dealership required over one hundred thousand quickly… and our equipment 
refinancing program got him over $130,000 in 13 business days.  Recently, an ISP 
(internet service provider) was looking for $300,000… the deal was structured and
funded in a short time frame. Recently an AAMCO Transmission Franchise was 
funded and received $35,000 in about one week, about a year later they came back 
requesting additional expansion capital money, which was provided. 
We have had many, many other transactions in the past years.  Since 1992.

The following are the types of new or used equipment that can be considered:

medical, chiropractor equipment, most all construction equipment, auto shops, printing
restaurant, fast food, cafe equipments, print shops, manufacturing and industrial  
plants, trucks, trailers, tractors, most all titled vehicles owner operators, Interstate/ 
Intrastate operators OK, All  "IT" equipment; desktop computers, notebooks, network 
servers, switches routers, office automation, software, printers, scanners, copiers, 
monitors,  telecommunications, phone systems, point of sale, cubicle stations, 
hardware, diagnostic machines, video, audio, security, alarm systems, manufacturing, 
plant, and shop equipment, surveillance systems, smog diagnostic machines, all 
medical and healthcare equipment, presses, mills, lathes, CNC machines, printing, 
dry cleaning  laundry, machine, metal shops, plant and manufacturing equipment, 
HVAC equipment, automotive repair, backhoes, forklifts, compressors, alarms,
fitness, commercial signs/signage and related equipment, rehabilitation and health, 
landscaping, construction, excavation, industrial , tractors, construction equipment, 
most all equipment can be used for our refinancing program.

TO QUALIFY:

*  A minimum credit score of 630 or higher is required. 
*  The business has to be owned a minimum of 18 to 24 months.
*  Equipment has to be owned free and clear for this "A" Program
*  No open Tax Liens
*  No Start-up Businesses.

                   IF YOU NEED  WORKING CAPITAL FAST... 
Complete the short inquiry form below. You will be sent  information and 
the one page application within a few hours of our receipt of your inquiry.

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